Breakdown Cover from vehicle Rescue Direct UK & European Breakdwon Cover and Roadside Assistance

Policy Summary  

Some important facts about your Vehicle Rescue Direct insurance are summarised below. This summary does not describe all the terms and conditions of your policy, so please take time to read the policy document to make sure you understand the cover it provides. When reviewing your policy it should be read in conjunction with your Policy Schedule.

Insurer : Inter Partner Assistance
Your cover is valid for the period of cover paid for which is shown on your Certificate of Cover.
 

 
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Sales Office: 0845 450 0620 (Mon-Fri, 9am-5pm)
 
 

Significant Features and Benefits
Significant and unusual exclusions or limitations
Section
Local Recovery within the UK

f your vehicle is immobilised by a breakdown we will arrange for a vehicle rescue operator to spend up to one hour to try to fix it. If it cannot be fixed we will arrange for the vehicle to be taken to a local garage to be repaired at your cost.

Breakdowns within a one mile radius of your home are not covered. (unless a RescuePlus service has been purchased)

Transport to a local garage is for the vehicle, driver and up to 6 passengers.
A
UK Recovery (if a RescuePlus service has been paid for.)

If your vehicle cannot be repaired at the roadside or at a local garage the same day we will arrange one of the following:

  1. For the vehicle, driver and up to 6 passengers to be taken to your destination or home;
  2. Bed and breakfast accommodation for one night;
  3. Hire of another vehicle;
  4. Emergency driver.

 


 

  1. Within the UK only.
  2. Limited to a maximum of £40 per person (£160 in total).
  3. The hire vehicle is only up to 1100cc for a period of 24 hours.
  4. A medical certificate is required before this benefit is provided.

 

B
Cover is also available for the UK part of a European journey on the European Single Trip policy. See " European Assistance " below.
Home Recovery (if a RescuePlus service has been paid for)

If your vehicle is immobilised by a breakdown at or within one mile of your home we will arrange for a vehicle rescue operator to spend up to one hour to try to fix it. If it cannot be fixed we will arrange for the vehicle to be taken to a local garage to be repaired at your cost.

Transport to a local garage is for the vehicle, driver and up to 6 passengers.

C

European Assistance
(if a RescuePlus Europe service or European Single Trip policy has been paid for)

If your vehicle is immobilised by a breakdown in Europe (including the UK part of your journey) we will arrange for a vehicle rescue operator to spend up to one hour to try to fix it. If it cannot be fixed we will arrange for the vehicle to be taken to a garage to be repaired at your cost.

It also includes:

  1. Delivery of replacement parts.
  2. Alternative travel arrangements.
  3. Emergency car hire.
  4. Emergency accommodation.
  5. Emergency driver.
  6. Vehicle recovery to the UK .

Transport to a local garage is for the vehicle, driver and up to 6 passengers.

Labour charges and parts up to £200 are included to make your vehicle secure following theft or attempted theft of the vehicle.

 

  1. The cost of the parts is not covered.
  2. Travel for you and your passengers to your intended destination.
  3. Car hire up to £70 per day and £750 in total.
  4. B&B expenses up to £30 per day and £500 in total.
  5. A medical certificate is required before this benefit is provided.
  6. If your vehicle is not repaired cover includes transport costs to get you, your passengers and your vehicle home.
D

Cancellation Right

We hope you are happy with the cover this policy provides. However, you have the right to cancel it within 14 days of receiving the policy, without giving any reasons provided a claim has not been made.

Making a Claim

If you need Breakdown Assistance in the UK , please call: 01737 815 095 or +44 1737 815 037 if you require European Breakdown Assistance.

You should have the following information available:

  • Vehicle registration number
  • Your name and home post code
  • Your policy number
  • Vehicle make, model and colour
  • Your location
  • An indication of the nature of the problem

Complaints Procedure

If you are not satisfied with any aspect of this policy or our service, you should in the first instance direct your complaint to:
The Quality Control Manager, Vehicle Rescue Direct, Rowan House, 226 Unthank Road, Norwich , NR2 2AH .
By phone 01603 464123: If your complaint is not resolved you can refer your complaint to the Financial Ombudsman Service.

You may be entitled to compensation from the Financial Services Compensation Scheme in the event that the insurer is unable to meet its liabilities.


Vehicle Rescue Direct is a trading name of Travel Insurance Agencies Ltd. Travel Insurance Agencies Ltd. is authorised and regulated by the Financial Services Authority - Redgistration No. 306767 - www.fsa.gov.uk/register